What Is A FICO Score And How Is It Calculated?
FICO was one of the first companies to develop credit risk scoring models, called FICO Scores. Lenders can use these numbers to assess risk and decide whether to approve a credit application.
When a company reviews your application for a new loan, credit card or line of credit, it will often request a copy of one of your credit reports. The information in the credit report can help the company understand the risk associated with lending you money. However, there’s a lot of information to weed through. […]
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