Is now the right time for Visa to launch 'Black' credit card for

Call me skeptical, but are people ready to line up for a new Visa 'Black' credit card with an annual fee of $495 per year? There must be some people out

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Is now the right time for Visa to launch 'Black' credit card for $495 per year?

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Online account with personal IBAN and Prepaid Mastercard.